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Document Details : Title: Allowance for Cost of Claims in Bonus-Malus Systems Author(s): PINQUET, J. Journal: ASTIN Bulletin Volume: 27 Issue: 1 Date: May 1997 Pages: 33-58 DOI: 10.2143/AST.27.1.542066 Abstract : The objective of this paper is to make allowance for cost of claims in experience rating. We design here a bonus-malus system for the pure premium of insurance contracts, from a rating based on their individual characteristics Empirical results are presented, that are drawn from a French data base of automobile insurance contracts. |