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Document Details :

Title: Experience Rating Schemes for Fleets of Vehicles
Author(s): DESJARDINS, Denise , DIONNE, Georges , PINQUET, Jean
Journal: ASTIN Bulletin
Volume: 31    Issue: 1   Date: May 2001   
Pages: 81-105
DOI: 10.2143/AST.31.1.995

Abstract :
This paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the vehicles and the carriers. Bonus-malus coefficients are computed from the history of claims or from the history of safety offences of the carriers and the drivers. The empirical results are derived from a data set obtained from the Société de l’Assurance Automobile du Québec, the public insurer for bodily injuries and the regulator of road safety.