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Document Details :

Title: Allowance for Cost of Claims in Bonus-Malus Systems
Author(s): PINQUET, J.
Journal: ASTIN Bulletin
Volume: 27    Issue: 1   Date: May 1997   
Pages: 33-58
DOI: 10.2143/AST.27.1.542066

Abstract :
The objective of this paper is to make allowance for cost of claims in experience rating. We design here a bonus-malus system for the pure premium of insurance contracts, from a rating based on their individual characteristics Empirical results are presented, that are drawn from a French data base of automobile insurance contracts.

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