|previous article in this issue||next article in this issue|
Document Details :
Title: Allowance for Cost of Claims in Bonus-Malus Systems
Author(s): PINQUET, J.
Journal: ASTIN Bulletin
Volume: 27 Issue: 1 Date: May 1997
The objective of this paper is to make allowance for cost of claims in experience rating. We design here a bonus-malus system for the pure premium of insurance contracts, from a rating based on their individual characteristics Empirical results are presented, that are drawn from a French data base of automobile insurance contracts.