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Document Details : Title: An Integrated System for Estimating the Risk Premium of Individual Car Models in Motor Insurance Author(s): CAMPBELL, Malcolm Journal: ASTIN Bulletin Volume: 16 Issue: 2 Date: November 1986 Pages: 165-183 DOI: 10.2143/AST.16.2.2015006 Abstract : The estimation of risk premium for individual car models is discussed. Cluster analysis is used to identify groups of car models with similar technical attributes. Credibility theory is used to combine estimates of risk premium from individual car model claim statistics, group claim statistics, and a technical assessment carried out by car experts. The procedure is applied to a small set of car models. |